Director, Real Estate Lending Operational Governance

Company: USAA
Location: San Antonio
Posted on: November 22, 2020

Job Description:

Purpose of JobResponsible for implementing, maintaining and overseeing a comprehensive operational governance program across assigned areas of responsibility within Real Estate. Program coverage includes all applicable risk categories (i.e. Operational, Compliance, Legal, Reputations, etc.), as outlined by USAA's Risk Taxonomy and must align with Enterprise and Bank Standards and Policies. Responsible for leading a team of highly skilled professionals who execute risk management activities and support key BCC initiatives such as: risk assessments, quality assurance reviews, regulatory compliance reporting, issue and exam management, remediations and oversight activities.Job RequirementsAbout USAAUSAA knows what it means to serve. We facilitate the financial security of millions of U.S. military members and their families. This singular mission requires a dedication to innovative thinking at every level.In each of the past five years, we've been a top-40 Fortune 100 Best Companies to Work For--, and we've ranked among Victory Media's Top 10 Military Friendly-- Employers 13 years straight. We embrace a robust veteran workforce and encourage veterans and veteran spouses to apply. (17 seconds) (31 seconds)

• Identify and manage existing and emerging risks that stem from business activities and the job role.
• Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled.
• Follow written risk and compliance policies and procedures for business activities.
• Builds and oversees a team of employees for assigned functional area through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities.
• Determines the effectiveness of Real Estate's risk and compliance programs through risk assessments and testing to maintain full compliance in a changing regulatory environment.
• Evaluates business process changes and advises management of impact to regulatory and operational risk.
• Recommends action plans for Bank initiatives that have risk and regulatory impact related to Real Estate, including third party and fourth party.
• Coordinates and works effectively with all lines of defense.
• Stays abreast of risk and regulatory compliance changes that impact internal and external business initiatives.
• Works with stakeholders to manage internal audits and assessments and regulatory examinations.
• Accountable for identifying, managing, and communicating USAA's issues management standards.Minimum Requirements
  • Bachelor's Degree.
  • 4 additional years of related experience beyond the minimum required may be substituted in lieu of a Degree.
  • 8 years of in-depth experience in either Real Estate or 8 years risk management or compliance within financial services.
  • 3 years of direct team lead or management experience.
  • 4 years of experience overseeing or delivering work product in a highly regulatory and controlled environment.
  • Proficient knowledge of Bank regulatory laws such as Reg Z, UDAAP, Fair Lending, etc.
  • Experience providing feedback to matrix leaders regarding work product results and improvements.*Qualifications may warrant placement in a different job level*When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not able to change your responses.Preferred
    • 6 years of direct team lead or management experience.
    • Bachelor's Degree
    • Reporting deliverables and project status to C-Suite experience.The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.At USAA our employees enjoy one of the best benefits package in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers.Relocation assistance is not available for this position.For Internal Candidates:Must complete 12 months in current position (from date of hire or date of placement), or must have manager's approval prior to posting.Last day for internal candidates to apply to the opening is 11/10/20 by 11:59 pm CST time.

Keywords: USAA, San Antonio , Director, Real Estate Lending Operational Governance, Executive , San Antonio, Texas