Audit Manager - Credit Risk
Posted on: June 12, 2021
Purpose of Job R0059323
Audit Manager Credit Risk
We are seeking a talented Audit Manager Credit Risk in San Antonio,
TX, Phoenix, AZ, Plano, TX, Tampa, FL, or Charlotte, NC. Relocation
assistance to our TX, FL, and AZ locations is available for this
position. Remote work is not available.
Leads and executes complex audit engagements throughout the audit
lifecycle, to include understanding of horizontal and vertical
business impacts, integrating audits with IT, analytics, and
projects and reviewing work papers. May lead engagements as
Auditor-In-Charge (AIC). Maintains knowledge of financial services
regulations. Creates and independently performs complex work
assignments and problem resolution in support of risk-based
assurance and advisory engagements.
Leverages results from engagements and continuous monitoring
activities to assist Audit Leadership in updating risk
Adheres to the Institute of Internal Auditors' International
Standards for the Professional Practice of Internal Auditing
(Standards) and Code of Ethics.
USAA knows what it means to serve. We facilitate the financial
security of millions of U.S. military members and their families.
This singular mission requires a dedication to innovative thinking
at every level.
USAA Careers World Class Benefits (31 seconds)
Primarily serves as Auditor-in-Charge (AIC) and main point of
contact for the business through Audit engagements.
Leads and executes complex audit engagements throughout the audit
Leads continuous monitoring and advisory activities, special
reviews and investigations.
Responsible for executing multiple areas of complex test work
during audit activities.
Executes audit documentation techniques including key risks and
controls alignment to audit test objectives and conclusions and
assigning appropriate issue severity.
Manages day to day engagement-related efforts and assignments of
Audit team members with varying degrees of expertise and experience
when conducting engagements as the Auditor-in-Charge (AIC).
Develops and independently updates risk & control matrix at the
engagement level for each engagement
Develops and verifies accuracy of content within audit reports and
conducts continuous monitoring activity documentation.
Reviews work of team members; providing feedback/questions and
completes audit team end of engagement evaluations when
Ensures engagements are completed objectively, professionally, and
in accordance with corporate and industry audit standards.
Makes recommendations for severity ratings to Senior Audit Manager
May communicate with regulators.
Utilizes and provides guidance to team members on the use of audit
business systems, applications, and/or audit tools to create
queries and ad hoc reports.
Reviews, analyzes, and interprets data collected from multiple
sources to ensure valid conclusions from audit testing are
Identifies control weaknesses and opportunities for improvement in
the current operating environment and provides recommendations for
corrective action; drafts the related audit issues and audit
reports with oversight from audit leadership for issuance to
respective client leadership and coordinates and/or conducts
Leads team audit activities and provides feedback on planning and
scoping, and review of risk assessment and testing that
demonstrates critical thinking ability.
Builds and develops relationships both internally within Audit
Services and externally with clients and control partners to help
drive strategic objectives with the business and effectively
challenges business action plans. Communicates effectively with the
business/clients and delivers risk-based and difficult messages
regarding issues and control weaknesses to ensure proper risk
Provides day to day coaching guidance and on the job training to
team members to ensure development, quality and timely audit
Provides information from audit results and insight to assists
Audit Leadership in the updating of risk profiles and risk
assessments related to the engagement.
Bachelor's degree in Business or relevant field such as Finance,
Accounting, Business, or Information Technology OR four additional
years of related experience beyond minimum required may be
substituted in lieu of a degree.
6 years of audit, financial, insurance, banking, information
technology or related business and/or leadership experience.
Experience performing internal audits, external audits, or applying
audit, risk, or compliance acumen in a complex operational and
Knowledge of internal audit principles or initiative to examine,
analyze, assess, and draw conclusions from audit work and present
findings to multiple audiences.
Demonstrated experience effectively communicating and challenging
Controls with business partners and leaders.
Understanding of risks and internal controls and the ability to
evaluate and determine adequacy and efficiency of controls.
Experience in a support role, mentoring, and providing feedback to
audit team members throughout the audit.
Demonstrated experience in highly dynamic environment undergoing
change; ability to deal with competing priorities.
When you apply for this position, you will be required to answer
some initial questions. This will take approximately 5 minutes.
Once you begin the questions you will not be able to finish them at
a later time and you will not be able to change your responses.
Experience in a large financial institution with direct credit risk
management experience working in Internal Audit, Credit Risk
Review, Loan Review, underwriting or the 2nd Line of Defense.
The ability to assess the risks associated with various business
objectives and activities to ensure activities are in alignment
with the banks credit risk appetite and risk management
The ability to execute audit procedures directly related to
managements assessment of credit risk management.
Quantitative data analytics experience, directly related to the
metrics associated with credit risk management.
FRM or CFA Certification
The above description reflects the details considered necessary to
describe the principal functions of the job and should not be
construed as a detailed description of all the work requirements
that may be performed in the job.
USAA has an effective process for assessing market data and
establishing ranges to ensure we remain competitive. You are paid
within the salary range based on your experience and market
position. The salary range for this position is: $80,200.00 -
$144,500.00 *( this does not include geographic differential it may
be applied based on your work location)
Employees may be eligible for pay incentives based on overall
corporate and individual performance or at the discretion of the
USAA Board of Directors.
Shift premium: will be addressed on an individual-basis for
applicable roles that are consistently scheduled for non-core
- Geographical Differential: Geographic pay differential is
additional pay provided to eligible employees working in locations
where market pay levels are above the national average.
At USAA our employees enjoy best-in-class benefits to support their
physical, financial, and emotional wellness. These benefits include
comprehensive medical, dental and vision plans, 401(k), pension,
life insurance, parental benefits, adoption assistance, paid time
off program with paid holidays plus 16 paid volunteer hours, and
various wellness programs. Additionally, our career path planning
and continuing education assists employees with their professional
Please click on the link below for more details.
USAA Total Rewards
Relocation assistance is available for this position.
For Internal Candidates:
Must complete 12 months in current position (from date of hire or
date of placement) or must have managers approval prior to
Last day for internal candidates to apply to the opening is 3/30/21
by 11:59 pm CST time.
Keywords: USAA, San Antonio , Audit Manager - Credit Risk, Other , Adkins, Texas
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