Lead Risk Analyst - Bank Credit Regulatory Governance (Remote Work Environment Available)
Location: San Antonio
Posted on: October 18, 2020
Purpose of JobThe Lead Risk Analyst Bank Credit Risk will
support the regulatory governance process through coordination of
and participation in regulatory exams and working
cross-collaboratively with various governance and credit risk SMEs
as it relates to governance process, policy and procedure. The
ideal candidate will have experience working with regulators and
regulatory agencies, a strong background in regulatory governance
and experience in retail credit at a large financial
This position is available in the San Antonio Home Office, Plano,
100% Remote Work Environment.
Provides risk management support for a line of business or staff
agency in key risk identification, measurement, monitoring, control
and reporting, and the understanding and management of risk through
appropriate practices and processes. Assess and oversee enterprise
and business exposures including key and emerging risks. Monitors
the risk and control environment and provides effective challenge
to internal and external stakeholders to ensure that exposures are
kept at acceptable levels. Escalates and reports risks to the
appropriate governance bodies. Leads and executes complex
initiatives and cross functional teams within the Chief Risk Office
and across the Enterprise that drive problem resolution. Leverages
broad enterprise knowledge and/or expert knowledge of core business
discipline(s), products and processes.Job RequirementsAbout
USAAUSAA knows what it means to serve. We facilitate the financial
security of millions of U.S. military members and their families.
This singular mission requires a dedication to innovative thinking
at every level.In each of the past five years, we've been a top-40
Fortune 100 Best Companies to Work For , and we've ranked among
Victory Media's Top 10 Military Friendly Employers 13 years
straight. We embrace a robust veteran workforce and encourage
veterans and veteran spouses to apply. (17 seconds) (31
seconds)ABOUT USAA RISK ManagementUSAA is a growing financial
services company and the Risk Management function at USAA is an
important part of this growth. It is an exciting time at USAA and
in our Risk Management organization. We are a diversified team of
Risk professionals, working across all lines of business across
USAA operations (banking, insurance, investments) seeing the
incredible growth first-hand. Working at USAA in Risk Management
affords you the ability to be a part of USAA s noble mission on a
daily basis. We stand behind our 11 million members who rely on us
every day.See what it's like to work for a company where your
passion meets our purpose:Tasks:
- Identifies and seeks key stakeholders across the enterprise to
support the identification, assessment, aggregation and the overall
management of risks and controls.
- Presents findings and recommendations to various levels of
- Routinely communicates results of risk assessments to
governance committees, business process owners and various levels
of leadership and influences decision making.
- Develops process and procedures for successful implementation
of new risk policies, practices, appetites and solutions to ensure
holistic understanding and management of risks according to
industry best practice.
- Develops strategies, tools, and methodologies to measure,
monitor, and report risks.
- Applies expert knowledge to utilize or produce analytical
material for discussions with cross functional teams to understand
business objectives and influence solution strategies.
- Leads, assembles and facilitates cross-functional teams to
identify, assess, aggregate and mitigate current and emerging risk
- Serves as the point of contact for senior risk leadership on
projects and special management requests that often impact the
enterprise or core operating area.
- Formulates and reviews stress test plans for a line of business
or the enterprise.
- Evaluates results, and frames contingency plans in partnership
with key business stakeholders.
- Crafts key communications to be delivered to executives and
board members.Minimum Education & Experience:
- Bachelor's degree in Risk Management, Business, Finance, or a
4 additional years of related experience beyond the minimum
required may be substituted in lieu of a degree.
- 8 years of risk management, regulatory or operations experience
in a relevant functional area to include banking, insurance,
financial services, audit, project management, public accounting or
other related operational area Or advanced degree/designation in
Risk Management, Business, Finance, or other discipline relevant to
risk management and 6 years of work experience in a discipline
relevant to risk management Or PhD in Risk Management, Business,
Finance, or other discipline relevant to risk management and 4
years of work experience in a discipline relevant to risk
- Advanced risk management experience in a complex institution
and/or highly matrixed environment related to banking, insurance
and/or financial services.
- Demonstrated experience in conflict resolution management and
ability to effectively challenge at all levels of management and
influence business outcomes.
- Experience leading and directing work with both internal and
external partners in a highly collaborative environment.
- Demonstrated critical thinking and knowledge of data analysis
tools and techniques and decision-making abilities, to include
demonstrated ability to effectively make data-driven
- Proactively identifies potential concerns and follows-up to
- Advanced knowledge of Microsoft Office products including Excel
and PowerPoint.Preferred Skills:
- 8+ years of experience working with Regulators and Regulatory
Agencies as part of a second line of defense function with a large
- 8+ years prior regulatory agency experience
- Proven knowledge and ability in the space of regulatory
governance and retail credit oversightThe above description
reflects the details considered necessary to describe the principal
functions of the job and should not be construed as a detailed
description of all the work requirements that may be performed in
the job.At USAA our employees enjoy one of the best benefits
packages in the business, including a flexible business casual or
casual dress environment, comprehensive medical, dental and vision
plans, along with wellness and wealth building programs.
Additionally, our career path planning and continuing education
will assist you with your professional goals.USAA also offers a
variety of on-site services and conveniences to help you manage
your work and personal life, including seven cafeterias, two
company stores and three fitness centers.Relocation assistance is
notavailable for this position. Associated topics: business
analyst, financial reporting analyst, forecasting, government,
guidance, inspect, investment fund, legal, market, regulation
Keywords: USAA, San Antonio , Lead Risk Analyst - Bank Credit Regulatory Governance (Remote Work Environment Available), Professions , San Antonio, Texas
Didn't find what you're looking for? Search again!